San Diego Home Loans

That Move at Your Speed

I'm Michael Delgado, your local loan officer in San Diego, CA. Whether you're buying in Chula Vista, La Jolla, Coronado, or anywhere in San Diego — I'll get you pre-approved fast and keep things simple.

Get Pre Approved

"Solutions For San Diego Borrowers"

Meet Loan Officer —

Michael Delgado

760-420-2482

michael@borrowsd.com

NMLS# 2220135

I've helped hundreds of San Diego families and investors secure home loans — from first-time buyers in Chula Vista to investors picking up properties in La Jolla and Coronado. My goal is simple: find you the right loan and make the process stress-free.

Here's what you can expect working with me:

Honest Guidance

I'll tell you what makes sense for your situation, request a loan with no obligation at all.

Fast Turnaround

I typically reply the same day and we are known for getting you pre-approved fast.

Your San Diego Expert —

and Your Neighbor

I was born and raised in Southern California and am now raising my family in San Diego. I know this area the way only a local can—the neighborhoods, the schools, and the communities. When you work with me, you’re not just getting a loan officer, you’re working with a neighbor who genuinely cares about your family’s future.

Outside the office, you'll find me at the beach or the park with my two daughters, fishing out on the bay, or exploring everything this beautiful city has to offer. San Diego isn't just where I work — it's where I live and where I'm raising my family.

Clear updates every step of the way — no surprises.

Creative problem-solving when situations aren't straightforward.

A partner who's invested in your long-term financial well-being.